How It Works

Flexible Financing for Growing Companies

Alethium delivers fast financing, upfront vendor payments, and transparent pricing so you can scale operations, support demand, and grow at the pace your customers need.

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The Challenge

Growing companies need capital that matches their pace

Small and fast-moving businesses operate on tight timelines, where inventory cycles shift quickly, demand can spike overnight, and suppliers often need payment before production begins. Alethium provides the financing to keep everything moving at the pace your customers expect.

With Alethium, your business can move at full speed:

  • Place larger orders with confidence
  • Keep production on schedule, even as demand shifts
  • Stay ahead of sudden demand
  • Scale without draining your working capital
  • Strengthen supplier relationships with upfront payments
  • Choose payment terms that match your cash-flow cycle
Common cash-flow pain points
30–90 days Typical gap between paying suppliers and receiving customer payment
48 hours Time to approval with Alethium — so you never miss an opportunity
$0 hidden fees Transparent flat fees — no compounding interest, no surprises
The Process

How Alethium's Upfront Payment Financing Works

Revolving Credit
Your limit reopens as you repay
Step 1
Get Approved
Step 2
Request Financing
Step 3
Choose Repayment Terms
Step 4
Vendor Gets Paid
1

Get Approved

Create your account and securely share your business details. Most companies are approved to begin financing within 48 hours.

2

Request Financing for Your Order

Tell us which vendor you want to pay. We'll reach out to them with a short onboarding link to verify their business, and once verified, they can submit the invoice so Alethium can prepare the financing.

3

Choose Your Repayment Terms

After the invoice is submitted, you'll receive a link to choose your repayment schedule and confirm the financing agreement.

4

Alethium Pays Your Vendor Upfront

We send funds directly to your vendor so production moves forward right away. As you repay, your available credit automatically reopens so you can finance your next order without delay.

Why It Matters

Why Upfront Vendor Payments Matter

Upfront payments solve the cash-flow gap between paying vendors and serving customers, giving your business the momentum to scale when demand rises.

Upfront payments eliminate the timing gap that slows fast-moving businesses, giving you the confidence to grow at your customers' pace.
  • Start production sooner and speed up your entire workflow
  • Build stronger, more reliable relationships with vendors
  • Say yes to bigger orders — even when cash flow is tight
  • Increase order sizes as demand grows
  • Stay stocked and ready to serve customers during demand spikes
Real-World Applications

How Growing Brands Use Alethium

Real-world financing use cases for fast-growing companies

Launching a New Product

Fund early production without straining your cash flow.

Scaling Inventory Ahead of Demand

Stay ready for seasonal peaks, viral moments, and large wholesale orders.

Working With New or Prepayment-Required Vendors

Build trust and secure production by paying upfront from day one.

Bridging Cash-Flow Gaps

Cover the timing gap between supplier payments and customer receipts.

Supporting Rapid Growth

Increase order volume as your sales accelerate — without waiting on cash.

Why Alethium

Transparent, Reliable Financing for Growing Brands

Designed to give fast-moving businesses a secure, dependable way to finance production without surprises or hidden complexity.

Transparent, flat fees

Clear pricing with no compounding interest, no hidden charges, and no surprises.

Secure, verified vendor payments

Vendors undergo verification so every payment is safe, legitimate, and traceable.

Bank-level security

All data and payments are encrypted and handled through secure, compliant systems.

No minimum usage or setup fees

Use Alethium when you need it. There's no obligation or ongoing commitment.

Works with any verified vendor

Whether you're working with an established supplier or a new partner, payments are sent directly and securely.

Human support from people who get it

You're never dealing with bots. You're working with real people who understand production timing, supplier relationships, and real operational challenges.

FAQs

You asked, we answered

Alethium pays your vendor upfront for a verified invoice, and you repay over a schedule you choose. As you repay, your available credit reopens so you can finance future orders.
We work with growing product businesses that have consistent sales or forecasts. Most companies with recurring orders, wholesale relationships, or strong early traction are eligible.
Yes. When you request financing for an order, your vendor receives a short onboarding link to verify their business and submit the invoice. It's fast and only required once per vendor.
Most companies receive approval to begin financing within 48 hours of creating an account and sharing their business details.
Alethium uses simple, transparent flat fees based on the repayment schedule you choose. There are no hidden charges, compounding interest, or surprise penalties.
No. You can use Alethium only when you need it. There are no commitments, minimums, or setup fees.
We can pay any vendor who completes our onboarding and verification process.
Once the invoice is verified and you confirm your repayment terms, Alethium sends funds within 1–2 business days to your vendor so production can begin immediately.
No. Alethium does not impact your personal credit score. We work with our partners to evaluate your business and determine your creditworthiness.
If you need to change your order, you can cancel and create a new one. There's no penalty for changes made before payment.
Yes, you can finance multiple orders with the same vendor or with multiple vendors. As long as you have available credit, you can request financing for multiple orders. Your limit refreshes as you repay.
We work with product-based businesses across wellness, supplements, beauty, consumer goods, and other physical-product categories.
You choose the repayment schedule that aligns with your cash-flow cycle. The fee is always shown upfront before you commit.
No. Our funding partners do not ask for or consider personal guarantees.
Alethium operates in the US and the UK today. We will soon provide services in the EU too — please contact us to join the EU waiting list.

Ready to Finance Your Next Order?

Get started here and get an approval decision in as little as 48 hours.

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