Finance an Invoice

Your supplier is offering you flexible payment terms.

Instead of paying your invoice upfront, choose to pay in 30, 60, or 90 days. There's a short registration process — with Alethium and our finance partner — and then you're set up for this invoice and every one that follows.

Your journey

Four steps from invoice to paid

There are two quick registrations before you can start — we want to be upfront about that. Once you're set up, financing future invoices takes seconds.

1

You receive an invoice

Your supplier sends you an invoice through Alethium. At the bottom, you'll find a link to set up flexible payment terms — that's what brought you here.

2

Create your Alethium account

Register with Alethium to access the platform. This takes a few minutes. If you're planning to finance, you'll enter your EIN here as part of your Alethium registration — and again in the next step when you register with our finance partner. Have it nearby. You'll use it twice.

3

Complete your finance application

Because the capital comes from our regulated finance partner, you'll need to register with them directly too. You'll enter your EIN again here — each registration is separate. You'll also link your bank account via Plaid, which is how your repayment is collected automatically on your due date. Have your EIN and bank account details ready before you start. Approval typically takes one business day.

4

Choose your term and we pay your supplier

Select Net 30, 60, or 90 days and see your exact fee upfront before you confirm. We pay your supplier immediately; you settle with our finance partner on your chosen date.

Understanding your options

What do Net 30, 60, and 90 mean?

Payment terms simply describe how many days after the invoice date you have to pay. You choose the window that fits your cash flow.

Net 30

Pay within 30 days

Good for orders you expect to turn over quickly. Your stock arrives, sells, and you settle with Alethium within the month — minimal carrying cost.

Net 60

Pay within 60 days

The most common choice for growing brands. Two months to receive, distribute, and collect revenue before the payment falls due.

Net 90

Pay within 90 days

Ideal for larger orders or seasonal stock builds. Three months gives you the full runway to move product before you need to pay for it.

Pricing

You'll see your exact fee before you commit

We charge a single flat fee per invoice — not compounding interest, not a revolving credit facility. The fee is shown to you clearly before you confirm your payment terms.

There are no monthly charges, no setup fees, and no penalties for paying early.

See how pricing works

One flat fee shown upfront — no surprises at settlement

No interest that compounds over time

No subscription or monthly access fees

No early repayment penalty

Free for suppliers — always

About Alethium

Built for the wellness trade. Built to be trusted.

Alethium is a trade finance platform purpose-built for the wellness industry. Your supplier chose us because we make payments transparent, predictable, and simple for everyone in the supply chain.

Your data is secure

We handle your business information with strict security standards. We never share it without your consent.

Full transparency

You'll always see exactly what you owe, when it's due, and what the fee is — before you agree to anything.

Trusted by your supplier

Your supplier already uses Alethium and invited you. That relationship is the foundation of how our network grows.

No credit card required to start

Creating your account is free. You only pay the flat fee when you choose to finance a specific invoice.

FAQ

Questions you probably have

No. This is trade finance, not a loan. You're not borrowing money — Alethium is paying your supplier on your behalf, and you reimburse Alethium on your agreed date. There's no loan agreement, no interest rate, and no impact on your credit file.
We carry out standard business verification when you set up your account — this is to confirm who you are, not to assess creditworthiness in the traditional sense. It won't appear as a credit search on your record.
You repay our finance partner directly — not Alethium. They provide the capital that pays your supplier, and your repayment is automatically collected from the bank account you linked via Plaid on your chosen due date. Alethium coordinates the process, but the financial relationship on repayment is between you and the finance partner.
Yes. Once you have an Alethium account, you can use it with any supplier who is also on the platform. As more suppliers in the wellness industry join, your account becomes more useful automatically.
Setting up your Alethium account takes a few minutes. The second step — registering with our finance partner and linking your bank account via Plaid — typically takes one business day to verify. Once both are complete, you can start financing invoices immediately, including the one that brought you here.
Yes. Your supplier can see the payment terms you've chosen and the fee involved — that information is available to them on the platform. In practice, most suppliers are focused on getting paid promptly and may not look closely at the details. But we want to be transparent: the information is there if they choose to view it.

Ready to set up your account?

It takes less than a day to get verified. Once you're in, you can finance the invoice you received — and any future ones too.