Buy stock now. Pay when the revenue lands.

Trade finance for clinics and consumables businesses. Built for med spas and aesthetics practices.

We pay your distributor upfront. You repay over 30 to 60 days. Order at the volumes that earn the best prices without draining the account.

For US businesses buying $5,000 or more of stock and consumables a month. Facilities from $10,000 to $50,000.

Active facility

$30,000

$19,600 used $10,400 available

Latest payment
Aesthetics distributor $6,400
Supplier paid
Next business day
Repayment
45 days remaining

How it works

  1. Apply in minutes.

    Create an account, connect your business details, and get a decision in as little as 48 hours.

  2. Get your facility.

    A revolving credit line sized to your buying, with one fee shown before you commit.

  3. Your supplier is paid the next business day.

    Place the order as normal. We pay the supplier in full; you owe us, not them.

  4. Repay as revenue comes in.

    Settle over 30 to 60 days. Your available limit refills as you repay.

Every invoice carries the option.

Suppliers on Alethium send invoices through our free billing platform. Every one arrives with two buttons: pay now, or pay over time. Nothing to set up on the buyer side.

Invoice: INV-1042

From
Aesthetics distributor
To
Your clinic
Issued
Sep 12, 2026
Due
Sep 26, 2026
  • Professional skincare, opening order $9,800.00
  • Treatment consumables $6,200.00
  • Device consumables and tips $6,000.00

Total $22,000.00

Pay now Pay over 60 days

Fee shown before you confirm. Supplier paid next business day either way.

Powered by Alethium

Why Alethium

  • Upfront supplier payments.

    We pay your supplier in full the next business day, so you get the terms and the volume pricing.

  • Flexible repayment.

    30 or 60 days, matched to how your revenue actually arrives.

  • Underwritten on your trading, not just your financials.

    Decisions based on how your business buys and gets paid.

  • One fee, no surprises.

    A single percentage fee per transaction, shown before you commit. No setup, subscription or early repayment fees.

Illustrative example

What it looks like in practice

A two-room med spa adds a new professional skincare line and restocks treatment consumables. The order is $22,000. Alethium pays the distributor on day one. The clinic repays over 60 days from treatment revenue, and keeps its cash for payroll and rent.

$22,000

Order paid to the distributor on day one

60 days

Repayment from treatment revenue

1 fee

Shown before the clinic confirms

Illustrative figures. Actual facility size, terms and fee depend on your application.

Trade finance and billing in one place

Alethium is built for businesses that buy to sell or buy to treat. Buyers get a revolving facility and a portal that shows every invoice with a pay-later option. Suppliers get a free billing platform and next-day payment. Both sides see the same invoice, the same terms and the same fee.

  • Payment certainty.

    Suppliers are paid in full, next business day, every time.

  • No friction.

    No new checkout, no new accounts for your buyers. The option lives on the invoice.

  • Built-in trust.

    One record of every order, payment and repayment, visible to both sides.

Built for the businesses we know

  • Med Spas & Aesthetics.

    Injectables, professional skincare, devices and consumables, bought in volume and paid for from daily treatment revenue.

    Med Spas
  • Wellness Brands.

    Supplements and wellness products moving from DTC into retail, with inventory to fund before the retailer pays.

    Wellness Brands

Ready to buy at the volumes that earn the best prices?

Apply online in minutes. Decisions in as little as 48 hours.