Trade finance might sound complicated—but in practice, it’s a game-changer for B2B transactions. At Alethium, we’ve made it simple, accessible, and genuinely useful for both buyers and sellers in the supplements and wellness supply chain.

Let’s break it down.

Here’s a typical transaction on Alethium:

📍 No delays.

📍 No awkward credit negotiations.

📍 No chasing invoices.

It’s frictionless. But behind the scenes, there’s a clever bit of financial engineering.

We don’t issue credit. Instead, we sell the receivable—that is, the buyer’s invoice—to our financing partner.

Our structure is technically invoice factoring—but with a modern twist. Unlike traditional factoring, which often happens days (or weeks) after a sale is made, we pre-approve transactions in advance. That means the financing kicks in automatically the moment a deal closes.

From a user’s perspective, it looks and feels just like lending—immediate access to funds, predictable fees, no paperwork. Behind the scenes, it's a structured receivables sale with a transparent and low cost of funding.

This model lets us offer the benefits of trade finance without creating friction, paperwork, or risk for platform users.

Put simply: you sell more, get paid sooner, and sleep better.

This is especially powerful for smaller buyers who often struggle to access credit through traditional channels.

Most trade finance products are clunky. They sit outside the transaction. They require form-filling. They feel like begging for credit.

We’ve built ours right into the flow of doing business. It’s seamless. Invisible, even.

And because of how we structure it—selling receivables, not issuing loans—we can keep costs down, approval fast, and risk low.

In a supply chain where trust, liquidity, and flexibility are often in short supply, Alethium’s trade finance model unlocks growth for everyone involved.